CFPB Proposes Clarifying Amendments to the October 2015 HMDA Final Rule

On April 13, 2017, the CFPB proposed amendments to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The proposed amendments are aimed at correcting and clarifying certain requirements under final HMDA rule adopted by the CFPB on October 28, 2015 (HMDA Final Rule) and proposes a new reporting…

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District Court’s Opinion Expands Standing and Liability under Section 1692e of the FDCPA

On April 5, 2017, a District Court, in the case of Koval vs. Harris & Harris (2016-CV-8449 – ND IL), held that a legal guardian of a consumer that owes a debt has standing to file a complaint in the guardian’s own name alleging violation of section 1692e of the…

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